Credit Card Forgery involves which of the following?

Credit Card Forgery involves which of the following?

• A. Fraudulently making and embossing a credit card
• B. Signing a credit card not his own
• C. Intent to defraud issuer, falsely make/falsely emboss a credit card; signing a credit card not his own
• D. Using a credit card without permission

Answer: (C)

Credit card forgery centers on creating or altering a card with the intent to defraud the issuer. The best choice makes this clear by including all the elements: intent to defraud, falsely making or embossing a credit card, and signing a card that isn’t his own. The intent to defraud ties the act to a criminal purpose, which is essential for forgery, while the fraudulent creation and embossing show the deceptive process of making a counterfeit card. Signing someone else’s card is another fraudulent step that helps conceal the true ownership and strengthens the forgery claim. Using a card without permission describes unauthorized use, which is a different offense that doesn’t by itself prove forgery.

Credit card forgery centers on creating or altering a card with the intent to defraud the issuer. The best choice makes this clear by including all the elements: intent to defraud, falsely making or embossing a credit card, and signing a card that isn’t his own. The intent to defraud ties the act to a criminal purpose, which is essential for forgery, while the fraudulent creation and embossing show the deceptive process of making a counterfeit card. Signing someone else’s card is another fraudulent step that helps conceal the true ownership and strengthens the forgery claim. Using a card without permission describes unauthorized use, which is a different offense that doesn’t by itself prove forgery.